Goods in Transit
Cover is available for Statute, Common Law, Contract Conditions &/or Full Responsibility.
Cover includes as standard:
Loss of or damage to packing/securing materials
including sheets and ropes up to £2,500 per vehicle
Loss of damage to trailers not owned, leased or loaned but for which you are responsible
Loss of Drivers Personal Effects up to £350
Consequential Loss up to £250,000 but limited to the amount of Haulage Charges
Errors & Omissions up to £100,000
Loss or Damage to Owned, Hired, Loaned or Leased to you for attached and detached cover
Goods in Store under contract conditions
Loss of Use for vehicle and/or trailer
Minimum Premium - £100 + IPT
Protection against your legal liability for bodily injury to your employees up to a limit of indemnity of £10,000,000 including costs
and expenses. Cover includes:
Legal costs and expenses in defending prosecutions under health and safety legislation
Unsatisfied court judgements in favour of employees injured in your employment by third parties
Compensation for court attendance as a witness in connection with any claim under this section.
Min Combined Liab Premium - £300 + IPT
Protection against your legal liability for bodily injury to third parties and damage to their property, including obstruction, trespass, nuisance, interference, wrongful arrest and eviction, and legal liability for fees, expenses, damages and claimants costs following injury or damage by goods that you have supplied, sold, repaired, tested or maintained. Limits of indemnity available £1M, £2M, £5M and £10M.
Contingent motor third party liability arising out of the use of vehicles not owned by you within the UK
Legal expenses and costs in defending prosecutions under all relevant health and safety legislation
Defective Premises Act liability
Personal liability cover for employees and directors whilst they are overseas on your business
Legal costs and expenses in defending prosecutions under Part II of the Consumer Protection Act 1987
Liability for loss or damage to premises hired or rented to you for your business.
Minimum Section Premium - £200 + IPT
Cover can be issued on either an All Risks wording or on a Specified Contingencies basis, with of course options available for Accidental Damage, Subsidence & Terrorism.
Max Sum Insured per location £3M.
All Risks (UK or Worldwide)
Outstanding Debit Balances
£250 increased to £500 Theft and Impact and £1,000 Subsidence
Minimum Premium - £250 + IPT
Accident & Sickness
Cover for you, your directors, partners and employees up to the age of 65 against accidental bodily injury. You can choose to
protect on a named or unnamed persons basis.
Cover against accidental bodily injury
Death, loss of limb(s), eye(s)
Permanent Total Disablement from any occupation
Temporary Total Disablement from usual occupation
Temporary Partial Disablement
Cover is provided on a 24 hour basis but for unnamed persons you can restrict cover to injury occurring at work.
Loss of Driving Licence
We have both rated and non rated security markets available, for both Haulage and Non-Haulage risks.
Confirmed Claims Experience will be required or confirmation of earned NCB.